Popular Post Hurricane Questions for a Property Damage Attorney in Miami

There are many issues to deal with in the aftermath of a hurricane. Damage to your home or car, no electricity, and for many people it can be overwhelming. But a property damage attorney in Miami can help. Homeowners typically have many questions have their house is damaged in a storm. But with expert advice, the process can be a bit easier and less daunting.

Understanding Flood Insurance & Avoiding Low Settlement Offers with a Property Damage Attorney Miami

Two of the most common questions are about flood insurance and whether a homeowner should accept low settlements for their insurance companies. Flood insurance is a complicated topic, and insurance companies are often not willing to give in. Unfortunately, what many people don’t know is that flood insurance is its separate insurance and is not part of the traditional homeowner’s insurance. When a massive storm hits, people reach out to their insurers thinking that they will receive financial assistance. Many homeowners are disappointed to learn they must pay to remove water and repair damage themselves. If the source of damage is in question, like with some roof leaks, it is best to hire an attorney.

When it comes to taking low settlement offers, there are mixed reviews. Some people will say that something is better than nothing, but the experts at Zipris LaValle PA say that a lower settlement offer than one deserves is not acceptable. Sometimes it takes a team to ensure that insurance companies pay up maximum amounts, especially when the situation is extreme. Nobody wants to be stuck paying for a repair that could be fully covered.

If you have some questions about your policy or a claim you filed, call Zipris LaValle PA today. Their team will work side by side with you to achieve the financial assistance you need. Don’t go into insurance claims without an expert on your side. Instead, take charge of your insurance claim by hiring a property damage attorney in Miami. Call 305-676-8906 today for cost-effective representation and quality services that can put you back on your feet.


Educating Policyholders on Home Insurance Claims in Miami

Education is part of life and learning about home insurance claims in Miami is no exception. Though nobody plans for their home to suffer damage during mega-storms like Irma, the reality is that they can happen to anybody. Luckily, there are a few precautions homeowners, and business owners can take before the first hurricane to help their possible claims be hassle-free.

Pre-Hurricane Preparation for Home Insurance Claims in Miami

The first step is to have an inspection and to take inventory of everything in the home. Making a list of your belongings can help make the proof of losses process easier. Additionally, an inspection helps to show insurance companies that the house is up-to-date and well-maintained in case it sustains damage. Making sure that there is a copy, or three, of the insurance policy can also be helpful. Reviewing it can save any heartache or confirm any pre-conceived expectations. A claims lawyer can help homeowners get a better idea of what is covered, and what’s not.

After a hurricane, make sure to report everything immediately. The more time that goes by, the more the insurance company can say that the issue was not significant. It’s always a good idea to hire a professional when dealing with claims, as dealing with insurance companies can be frustrating. Unfortunately, there are times where no matter how prepared a homeowner is, insurance companies can still deny or underpay. When this happens, it’s best to reach out to an expert.

Zipris LaValle PA employs aggressive and effective strategies to get their clients the payments they rightfully deserve. Their experts show insurance companies what they owe you and why instead of allowing the insurance companies to dictate the value and pace of your claim.

If you’re struggling with a denied insurance claim, reach out to Zipris LaValle PA. For expert help in dealing with home insurance claims in Miami, call 305-676-8906 today.


Millions of Homeowners May Benefit from Having a Property Damage Attorney in Miami

As the Atlantic hurricane season begins, CoreLogic’s Storm Surge Report reveals that almost seven million homes may be at risk for property damage this hurricane season. The amount of possible devastation could total up to one trillion dollars. In Florida, a state with a front row seat to oceanic storms, the rebuilding prices are skyrocketing. Between the storm surge, rising water levels, and back-to-back storms, South Florida residents may want to consider a property damage attorney in Miami.

Florida Residents May Need to Hire a Property Damage Attorney in Miami

When it comes to storm damage in Florida, a whopping 2.7 million homes are at risk. Texas and Louisiana fall closely behind. Even with the threat of devastating storm damage, the desire to live on the coasts of Florida, Texas, and Louisiana continues to rise.

While hurricane prediction models show that 2018 may be a busier than average season, home buying on sunny beaches has not slowed down. However, this could mean that an increased number of homeowners will need a reliable property damage lawyer. While severe hurricanes don’t happen every year, there is always a potential an intense storm can form. Homeowners and business owners should take appropriate measures to ensure that their beach-front property stays as safe and secure as possible.

Zipris LaValle PA is familiar with hurricane damage, especially as a top property damage law firm in South Florida. Handling any insurance claim can be a hassle, but with experts available to assist, homeowners and business owners can focus on their family, house, and employees. Regardless of what type of hurricane season it turns out to be, South Florida residents can have peace of mind knowing that Zipris LaValle PA is ready to take their case forward, from start to finish.

Whether you’re frustrated over a denied claim from Hurricane Irma, or you are looking for a lawyer as a precaution, allow a property damage attorney in Miami to evaluate, negotiate, and maximize your claim. Avoid being taken advantage of, call our law office today at 305 – 676 – 8906!


Irma Left Thousands with a Denied Insurance Claim in Miami

Hurricane season is here once again, yet thousands of Floridians have still not heard back about their Hurricane Irma claims. Alternatively, many were denied or given less than accurate settlements. A denied insurance claim in Miami isn’t hard to find, especially if they are close to the water’s edge. Why were there so many denied, ignored, and inadequate settlements from last year’s storm?

How to Deal with a Denied Insurance Claim in Miami

Insurance officials say thousands of claims filed after Hurricane Irma were severely underpaid. Another fraction of the 900,000 claims was denied. Homeowners are usually confused when their insurance claims get turned down. However, understanding why this happens can help to avoid similar circumstances in the future.

One of the most substantial reasons homeowners have their claims denied is because they file for flooding under homeowners insurance. Unfortunately, homeowners insurance doesn’t cover flooding, as flooding is an entirely separate policy. These terms can get confusing, as flooding can happen for multiple reasons. If a roof flies off a house during a storm, naturally, there will be flooding. However, the insurance company may see it as a simple flood case, and nothing more. It can be challenging to negotiate during stressful times, which is why a lawyer is recommended.

Additionally, claims are denied because of neglect. If a home or business has a leaky roof, the chances of there being a settlement are low. Insurance companies perform inspections to ensure that the area in question was sufficiently cared for before the storm. Having a yearly inspection is also recommended, as it keeps the home or business up to date.

The third mistake many Floridians make is not hiring Zipris LaValle PA right away. After the hurricane, thousands of individuals decided to carry out the claims process on their own, only to be left with a denied insurance claim in Miami. Zipris LaValle PA has attorneys and adjusters available to make sure that their clients get compensated fairly. When a claim has a professional pushing for fairness, insurance companies tend to pay more attention. If your hurricane claim was denied, don’t let another storm season pass by without a proper settlement. Call our experienced property damage attorneys today at 305 – 676 – 8906 to see how you can finally be paid!


Florida Residents are Still Waiting for Their Denied Insurance Claim in Miami

2017 was a record year for devastating hurricanes in Florida. Nearly three-quarters of a million people filed insurance claims after Hurricane Irma. That includes almost 121,000 in Miami-Dade County. One-third of those were denied insurance claims in Miami.

Are you still waiting for your insurance claim to process or suffering from a denied insurance claim in Miami? Contact Zipris LaValle PA today!

If you are a homeowner in Florida and you still have Irma damage, keep in mind that the upcoming hurricane season begins June 1! Be prepared for the next big storm by making sure your damage is fixed, and any outstanding home repairs are complete. If you need a more significant settlement to make repairs fast- call Zipris LaValle Public Adjusters.

While insurance companies were quite overwhelmed at the time, the experts at Zipris LaValle PA understand how, as a homeowner, it can be frustrating and stressful to wait for what is supposed to be guaranteed financial aid. Additionally, for the homeowners who were denied, we can understand that you may be fed up, but do not give up.

The experts at Zipris LaValle PA are here to assist any homeowner who is dealing with a denied insurance claim in Miami. We will look at your homeowner’s insurance policy to ensure that it was adequately covered and properly handled. If there is any chance for a homeowner’s claim to be re-opened, we are the team to make it happen. We will also help document, litigate, settle, and negotiate so that you will not have to. If you are still waiting for an answer from your insurance company, or your claim is denied, please call Zipris LaValle PA today at (305) 899 – 2023.

To learn more about denied insurance claims in Miami, and if Zipris LaValle can help you, please watch the short video below.


How a Property Damage Attorney in Miami Can Help You this Hurricane Season

2018 hurricane season predictions are out, and it could be another busy year for South Florida. According to experts, hurricane conditions are perfect to experience an above average amount of storms. In fact, researchers at Colorado State University have predicted fourteen named storms, seven hurricanes, and at least three major hurricanes. In a typical storm season, the shores of Florida see twelve named storms, six hurricanes, and two major hurricanes. Hurricane season starts officially on June 1st, but it’s never too early to take preventative tips from a property damage attorney in Miami.

Call Zipris LaValle today at (305) 676 – 8906 if you need a property damage attorney in Miami

Every Florida resident should begin to prepare their families in advance, including supply packages and a disaster plan. Each disaster plan should come complete with perishable foods, water, emergency contact information, evacuation zones and checklists of what to take. Additionally, as a homeowner or business owner, you’ll want to be sure that your home is safe and able to withstand whatever strength winds and rain come hurling at your home. Precautions are easily done by having an inspector take a look at your roof, windows, doors, and more. Knowing that your home is secure can give you peace of mind, should you need to seek shelter or evacuate.

Homeowners and business owners can also install surge protection, remove loose debris, seal windows and doors, clean the gutters and drains, check for foundational cracks, and more. At Zipris LaValle PA, we helped many clients with their Hurricane Irma property damage claims and this year, and we can help you as well. We know that hurricane season is scary, yet, with our years of unparalleled experience and service, we can help you to retrieve your maximum settlement should damage occur. Whether you’re dealing with from property damage now or will be in the future, learn how a property damage attorney in Miami can help make your claim filing process more manageable.


How Property Claims Lawyers in Miami Can Support You Through Stormy Weather

After all the rain we have experienced lately, you may wonder what your homeowner’s insurance covers and what flood insurance coverage, you have if any. The importance of homeowners insurance is often thrust into the national spotlight when natural disasters happen. In 2017, the U.S. was struck by 16 individual billion-dollar disaster events, resulting in a record-breaking $300 billion in damage, according to experts. That’s why it is important to have property claims lawyers in Miami on your side.

Do not wait until there’s an emergency to find property claims lawyers in Miami

Millions of homeowners do experience some property loss each year and need to file an insurance claim. The most commonly reported homeowner’s insurance claims are the result of events that can occur at any time, so it’s important for homeowners to be prepared for these potential risks.

Water damage claims are most common

Water damage can occur any time of year, with the most common being appliance leaks and burst pipes. The financial loss they can cause reinforces the importance of making sure you have adequate homeowner’s insurance coverage.

Fire damage is also a concern for homeowners

While water claims are the most common, fire damage is another potential concern for homeowners and can be caused in several ways. Most home fires happen when people are inattentive or negligent. These fires involve things like lit stoves, fireplaces, candles or portable heat sources.

If you’ve recently experienced property damage from extreme weather, pipe bursts, roof leaks, or fire, the experts at Zipris LaValle PA are available to make this chapter easier. All home or business disasters are frustrating, regardless of their origin. Don’t wait in line for months only to be turned down or given an unfair settlement amount. Instead, call (305) 899-2023 today and experience the unparalleled quality of Zipris LaValle PA and our property claims lawyers in Miami.


How a Property Claim Lawyer in Miami Can Keep Your Claim from Being Denied

South Florida is home to many natural disasters, including tropical storms, hurricanes, and a top state for ground-touching lightening. Therefore, it’s essential that property owners of any kind are protected by quality insurance. However, will that still ensure that the claims are picked up and treating fairy? Perhaps not, and that’s precisely why you need a quality property claim lawyer in Miami.

Why Claims Get Denied and How a Property Claim Lawyer in Miami Can Help

Hiring a property claim lawyer directly after a disaster will help ensure you avoid many of these common mistakes homeowners and business owners make. Claims get denied for a number of reasons, including not filing in time, not paying the premiums, giving false statements or exaggerated claims, insufficient documenting, and not taking preventative measures before the damage had occurred. An exact example of the last situation would be that your roof had been in need of repair, yet you had refused to do the work. In this situation, the insurance company may be hesitant and may choose to deny the claim.

However, it’s no secret that filing a property claim is not easy. In fact, presenting a property claim is one of the most confusing processes, as there are multiple forms of evidence needed, paperwork needed, and other types of documentation. With a property claim lawyer, all of these stressful tasks can be easily handled by a team deals with property insurance claims on a daily basis. A property claim lawyer can help homeowners and business owners with negotiating and evaluating a strategy.

At Zipris LaValle PA, we’re a company made up of attorneys, public adjusters, and engineers who understand this business inside and out. Regardless of whether it’s an old claim, new claim, or a denied claim, our experts will work diligently on your behalf, striving towards a maximum amount. If you’re looking for a property claim lawyer in Miami, please call us. As residents of South Florida, we’re no strangers to intensities of Mother Nature, but almost all people are strangers to insurance claims. Choose the best of the best for your property claims today!


How to Avoid Filing Mold Insurance Claims in Miami

Homeowners try to avoid serious home damage that costs time and money. Mold and mildew can top that list, as they have the potential to be very dangerous. They can spread rapidly, especially if wet, humid conditions exist. The experts at Zipris LaValle know no one wants to file mold insurance claims in Miami.

Let Zipris LaValle help with your mold insurance claims

Mold insurance claims can be difficult to file, simply because insurance companies see mold and mildew as a result of a more significant issue, such as a leak. That’s why it’s important to provide proof of a leak to make the most out of your settlement. At Zipris LaValle, we know how careful one must be when it comes filing to mold insurance claims in Miami. We offer helpful insight into the world of insurance, helping to level the playing field with insurance companies and homeowners. However, there are preventative steps one can take to ensure that mold and mildew stay away.

First and foremost, it is critical to identify and repair leaks or pipe breaks as soon as possible. If left alone, these leaks combined with Florida’s hot and humid climate can begin spreading mold and mildew throughout your home. Before fixing the leaks, be sure to document them thoroughly, so that you have proof in case you need to file a mold insurance claim.

Mold and mildew also come from leaking roofs, which is why it’s important to do a yearly, or even quarterly roofing inspection to ensure your roof is sound. Because homeowners rarely if ever see the top of their homes, can be tough to know when there’s a leak. Having tiles inspected and repaired when needed, can save you from a possible mold and mildew invasion.

At Zipris LaValle, we’ve seen what can happen when homeowners wait to repair leaks. Though homeowners may think that it’s safe to wait it out, our professionals know that mold and mildew are only a few days away from becoming a serious hazard. Don’t get caught with massive bills, more stress, and mold removals, and if you do, call Zipris LaValle. With the best team available in South Florida, we’ll help you receive your maximum settlement. Avoid filing mold insurance claims in Miami, and take the precautionary measures today!


Let Zipris LaValle handle your roof leak insurance in Miami

What makes us different is that our property claim lawyers will fight endlessly to get the maximum amount your insurance policy allows. Leaking roofs can happen anytime, often leaving no evidence until it’s too late. They can also happen in commercial or residential buildings, despite the materials and roofing styles. During hurricane season, many homeowners and business owners in Florida experience roof leaks. At Zipris LaValle, we know how frustrating it can be to deal with a leak of any sorts, and that’s why we’re here to help with your roof leak insurance in Miami.

Call Zipris LaValle today to help with your roof leak insurance

If you want to make the most out of your roof leak insurance in Miami, there are a few preventative measures you can take. For example, if you have not taken proper care of your roof, then the insurance company will be less likely to give you the maximum amount for your claim, due to negligence. However, if you have annual inspections, repair broken tiles after storms, and take care of your property, then your insurance company is much more likely to help. If your home has a leaking roof, you’ll want to have this claim processed as soon as possible because mold and mildew can occur as a result and that may lead to a more expensive repair.  

No matter what your situation is however, Zipris LaValle can put up a fight to negotiate a better settlement. We’ll help you put together a case that will be hard to turn down. We also you document, file paperwork, cover the details, and talk with insurance companies on your behalf.  

If you’re looking for the most out of your roof leak insurance in Miami, Zipris LaValle can provide the direction, assistance, and help you may be in need. Don’t deal with home damages on your own. We know home and business owners have a lot to take care of throughout their days, so allow the professionals at Zipris LaValle do what we do best. Call (305) – 899 – 2023 today!