Popular Post Hurricane Questions for a Property Damage Attorney in Miami

There are many issues to deal with in the aftermath of a hurricane. Damage to your home or car, no electricity, and for many people it can be overwhelming. But a property damage attorney in Miami can help. Homeowners typically have many questions have their house is damaged in a storm. But with expert advice, the process can be a bit easier and less daunting.

Understanding Flood Insurance & Avoiding Low Settlement Offers with a Property Damage Attorney Miami

Two of the most common questions are about flood insurance and whether a homeowner should accept low settlements for their insurance companies. Flood insurance is a complicated topic, and insurance companies are often not willing to give in. Unfortunately, what many people don’t know is that flood insurance is its separate insurance and is not part of the traditional homeowner’s insurance. When a massive storm hits, people reach out to their insurers thinking that they will receive financial assistance. Many homeowners are disappointed to learn they must pay to remove water and repair damage themselves. If the source of damage is in question, like with some roof leaks, it is best to hire an attorney.

When it comes to taking low settlement offers, there are mixed reviews. Some people will say that something is better than nothing, but the experts at Zipris LaValle PA say that a lower settlement offer than one deserves is not acceptable. Sometimes it takes a team to ensure that insurance companies pay up maximum amounts, especially when the situation is extreme. Nobody wants to be stuck paying for a repair that could be fully covered.

If you have some questions about your policy or a claim you filed, call Zipris LaValle PA today. Their team will work side by side with you to achieve the financial assistance you need. Don’t go into insurance claims without an expert on your side. Instead, take charge of your insurance claim by hiring a property damage attorney in Miami. Call 305-676-8906 today for cost-effective representation and quality services that can put you back on your feet.


Educating Policyholders on Home Insurance Claims in Miami

Education is part of life and learning about home insurance claims in Miami is no exception. Though nobody plans for their home to suffer damage during mega-storms like Irma, the reality is that they can happen to anybody. Luckily, there are a few precautions homeowners, and business owners can take before the first hurricane to help their possible claims be hassle-free.

Pre-Hurricane Preparation for Home Insurance Claims in Miami

The first step is to have an inspection and to take inventory of everything in the home. Making a list of your belongings can help make the proof of losses process easier. Additionally, an inspection helps to show insurance companies that the house is up-to-date and well-maintained in case it sustains damage. Making sure that there is a copy, or three, of the insurance policy can also be helpful. Reviewing it can save any heartache or confirm any pre-conceived expectations. A claims lawyer can help homeowners get a better idea of what is covered, and what’s not.

After a hurricane, make sure to report everything immediately. The more time that goes by, the more the insurance company can say that the issue was not significant. It’s always a good idea to hire a professional when dealing with claims, as dealing with insurance companies can be frustrating. Unfortunately, there are times where no matter how prepared a homeowner is, insurance companies can still deny or underpay. When this happens, it’s best to reach out to an expert.

Zipris LaValle PA employs aggressive and effective strategies to get their clients the payments they rightfully deserve. Their experts show insurance companies what they owe you and why instead of allowing the insurance companies to dictate the value and pace of your claim.

If you’re struggling with a denied insurance claim, reach out to Zipris LaValle PA. For expert help in dealing with home insurance claims in Miami, call 305-676-8906 today.


Tips on Preparing for a Hurricane from a Property Claim Lawyer in Miami

It’s hurricane season once again, and that means hunkering down and preparing with tips from a property claim lawyer in Miami. There are multiple ways to save a home from destruction, though Mother Nature is sometimes stronger than all efforts put together. Nonetheless, taking all of the appropriate, preventative actions can drastically decrease the possibility of damage, leaving everyone happier and safer.

Hurricane Checklist 101: Property Claim Lawyer in Miami

The first order of business is protecting the most vulnerable part of the home: windows. Windows are susceptible to shattering, so installing storm shutters is a must. Alternatively, deciding to replace windows with hurricane windows is perhaps a better move, as they require less work, look more appealing, and can decrease insurance premiums. Roofs are the second most sensitive areas of a home, as shingles and tiles often go missing or chip. Adding hurricane straps or clips can help secure the roof to the home’s frame.

Windows and doors also need seals and caulking that can withstand rushing water or high flood levels. The security breach of delicate lining can lead to a house full of water and potential mold issues. Caulking along windowsills and doors offers structural supports, which again, can be incredibly helpful with strong winds and torrential downpours.

This next step is quite significant, though many property owners tend to take their chances. One of the leading causes of damage to property is fallen trees and branches. Whether they end up on the roof, over the pool, or on the car, the weight of large trees can be detrimental. Trimming trees and shrubs down can help reduce the chances of that happening.

Last, but certainly not least, it’s crucial for policyholders to understand what their insurance covers and what it does not. For example, flood insurance is not part of homeowners insurance. This is a common misconception and can be quite confusing for people who return to a house with floodwaters up to their knees. This hurricane season is projecting to be mild, but that doesn’t mean you won’t end up needing a property claim lawyer in Miami. Insurance companies can be complicated during natural disasters and tend to ignore, underpay, or dismiss claims when they deserve to be paid in full. For all of your hurricane needs this summer, contact Zipris LaValle PA at 305-676-8906. They stand by their clients every step of the way, providing unique insight, perspective, and plans of action. Their creative advocacy allows them to give policyholders the help they deserve. Don’t go on without your maximum settlement. Call Zipris LaValle PA for a team you can trust.


Will Your Policy Cover Your Roof Leak Insurance Claim in Miami?

Having a roof over your head provides safety and security, but what about when your roof caves in and you need to file a roof leak insurance claim in Miami? Are you prepared? You may find that your insurance company gives a less than adequate offer or may deny your claim entirely. When this happens, it can be devastating for homeowners and business owners, as the insurance money is what everyone relies on to help pay for repairs. There are a few ways to know if your policy will cover your roof leak insurance claim.

Homeowners Insurance Should Cover a Roof Leak Insurance Claim in Miami

Homeowners insurance should cover a roof leak if a natural source causes the damage. Wind, rain, and storms all qualify as natural sources, though specific factors may make your insurance company reconsider. One of the biggest reasons people do not receive the payment they were hoping for is because of their roof’s state. Roofs that are not taken care of are more susceptible to leaks. Simple rain showers could cause enough damage to file a claim, and that’s not what an insurance company wants to see.

Part of being a responsible homeowner is to take care of your home, and that means checking annually for any damage or weak areas. Missing roof tiles, caving ceilings, or deteriorating shingles can all be signs that it’s time to repair or replace. If an insurance inspector sees that a homeowner neglects their roof, there’s a good chance that they will deny the claim. They may also reject the claim if they feel that the leak has been an issue before, but never received appropriate care.

However, there are times where insurance companies are merely unfair in their judgments. Things especially get tricky when there are falling trees or debris through the roof. Luckily, this is where Zipris LaValle PA comes in to help. Negotiating with insurance companies is never an easy task. The attorneys at Zipris LaValle PA, however, handle these types of cases every day. Their knowledge and experience regarding property damage make them a helpful teammate when securing your maximum settlement. If you’re fearful of a claim being denied or being underpaid, contact 305-676-8906 today. After dealing with a roof leak insurance claim in Miami, it’s time to rebuild and repair with the financial help you deserve.


Irma Left Thousands with a Denied Insurance Claim in Miami

Hurricane season is here once again, yet thousands of Floridians have still not heard back about their Hurricane Irma claims. Alternatively, many were denied or given less than accurate settlements. A denied insurance claim in Miami isn’t hard to find, especially if they are close to the water’s edge. Why were there so many denied, ignored, and inadequate settlements from last year’s storm?

How to Deal with a Denied Insurance Claim in Miami

Insurance officials say thousands of claims filed after Hurricane Irma were severely underpaid. Another fraction of the 900,000 claims was denied. Homeowners are usually confused when their insurance claims get turned down. However, understanding why this happens can help to avoid similar circumstances in the future.

One of the most substantial reasons homeowners have their claims denied is because they file for flooding under homeowners insurance. Unfortunately, homeowners insurance doesn’t cover flooding, as flooding is an entirely separate policy. These terms can get confusing, as flooding can happen for multiple reasons. If a roof flies off a house during a storm, naturally, there will be flooding. However, the insurance company may see it as a simple flood case, and nothing more. It can be challenging to negotiate during stressful times, which is why a lawyer is recommended.

Additionally, claims are denied because of neglect. If a home or business has a leaky roof, the chances of there being a settlement are low. Insurance companies perform inspections to ensure that the area in question was sufficiently cared for before the storm. Having a yearly inspection is also recommended, as it keeps the home or business up to date.

The third mistake many Floridians make is not hiring Zipris LaValle PA right away. After the hurricane, thousands of individuals decided to carry out the claims process on their own, only to be left with a denied insurance claim in Miami. Zipris LaValle PA has attorneys and adjusters available to make sure that their clients get compensated fairly. When a claim has a professional pushing for fairness, insurance companies tend to pay more attention. If your hurricane claim was denied, don’t let another storm season pass by without a proper settlement. Call our experienced property damage attorneys today at 305 – 676 – 8906 to see how you can finally be paid!


Can Lightening Cause Florida Residents to File for Smoke Damage Claims in Miami?

Lightning can be unpredictable, though, in Florida, ground lightning is more common than in any other state. It’s crucial to precisely understand what lightning is, and interestingly enough, many of us don’t think about the realities of this sharp, electric, current. Essentially, lightning is an atmospheric discharge, which can travel up to one hundred and forty miles per hour. Temperatures of lightning can be hot enough to melt glass, meaning that it can easily cause a fire, resulting in destructive physical damage and smoke damage. In many cases, homeowners who have experienced ground lightning may need to file smoke damage claims in Miami.

How Can Homeowners Get Coverage for Smoke Damage Claims in Miami?

When it comes to handling smoke damage claims, it’s important to know what to look for and how to manage the claims process. Often, homeowners are not familiar with the basics that come with filing and should, therefore, hire an expert. What’s most important is that there be proper documentation of the damage sustained so that the insurance company can understand the severity of the situation. Additionally, documenting each area with detail and precision can ensure that the case is accurate and truthful.

After a seasoned professional files a strong claim, the next step will be to negotiate. Fixing smoke damage is typically expensive, so receiving the most out of the policy can guarantee less stress and a fast restoration. If you’re a homeowner or business owner who’s currently looking to file smoke damage claims in Miami, then you’ll want to call Zipris LaValle PA for assistance. We’ll handle everything from beginning to end until you have the financials in your hand. Smoke can get into your clothing, furniture, rugs, and even your walls. With an odor and black residue that is unsightly and unpleasant, you’ll want to have this situation handled as soon as possible. Call today! (305) 899 – 2023


Florida Residents are Still Waiting for Their Denied Insurance Claim in Miami

2017 was a record year for devastating hurricanes in Florida. Nearly three-quarters of a million people filed insurance claims after Hurricane Irma. That includes almost 121,000 in Miami-Dade County. One-third of those were denied insurance claims in Miami.

Are you still waiting for your insurance claim to process or suffering from a denied insurance claim in Miami? Contact Zipris LaValle PA today!

If you are a homeowner in Florida and you still have Irma damage, keep in mind that the upcoming hurricane season begins June 1! Be prepared for the next big storm by making sure your damage is fixed, and any outstanding home repairs are complete. If you need a more significant settlement to make repairs fast- call Zipris LaValle Public Adjusters.

While insurance companies were quite overwhelmed at the time, the experts at Zipris LaValle PA understand how, as a homeowner, it can be frustrating and stressful to wait for what is supposed to be guaranteed financial aid. Additionally, for the homeowners who were denied, we can understand that you may be fed up, but do not give up.

The experts at Zipris LaValle PA are here to assist any homeowner who is dealing with a denied insurance claim in Miami. We will look at your homeowner’s insurance policy to ensure that it was adequately covered and properly handled. If there is any chance for a homeowner’s claim to be re-opened, we are the team to make it happen. We will also help document, litigate, settle, and negotiate so that you will not have to. If you are still waiting for an answer from your insurance company, or your claim is denied, please call Zipris LaValle PA today at (305) 899 – 2023.

To learn more about denied insurance claims in Miami, and if Zipris LaValle can help you, please watch the short video below.


How a Property Damage Attorney in Miami Can Help You this Hurricane Season

2018 hurricane season predictions are out, and it could be another busy year for South Florida. According to experts, hurricane conditions are perfect to experience an above average amount of storms. In fact, researchers at Colorado State University have predicted fourteen named storms, seven hurricanes, and at least three major hurricanes. In a typical storm season, the shores of Florida see twelve named storms, six hurricanes, and two major hurricanes. Hurricane season starts officially on June 1st, but it’s never too early to take preventative tips from a property damage attorney in Miami.

Call Zipris LaValle today at (305) 676 – 8906 if you need a property damage attorney in Miami

Every Florida resident should begin to prepare their families in advance, including supply packages and a disaster plan. Each disaster plan should come complete with perishable foods, water, emergency contact information, evacuation zones and checklists of what to take. Additionally, as a homeowner or business owner, you’ll want to be sure that your home is safe and able to withstand whatever strength winds and rain come hurling at your home. Precautions are easily done by having an inspector take a look at your roof, windows, doors, and more. Knowing that your home is secure can give you peace of mind, should you need to seek shelter or evacuate.

Homeowners and business owners can also install surge protection, remove loose debris, seal windows and doors, clean the gutters and drains, check for foundational cracks, and more. At Zipris LaValle PA, we helped many clients with their Hurricane Irma property damage claims and this year, and we can help you as well. We know that hurricane season is scary, yet, with our years of unparalleled experience and service, we can help you to retrieve your maximum settlement should damage occur. Whether you’re dealing with from property damage now or will be in the future, learn how a property damage attorney in Miami can help make your claim filing process more manageable.


How Property Claims Lawyers in Miami Can Support You Through Stormy Weather

After all the rain we have experienced lately, you may wonder what your homeowner’s insurance covers and what flood insurance coverage, you have if any. The importance of homeowners insurance is often thrust into the national spotlight when natural disasters happen. In 2017, the U.S. was struck by 16 individual billion-dollar disaster events, resulting in a record-breaking $300 billion in damage, according to experts. That’s why it is important to have property claims lawyers in Miami on your side.

Do not wait until there’s an emergency to find property claims lawyers in Miami

Millions of homeowners do experience some property loss each year and need to file an insurance claim. The most commonly reported homeowner’s insurance claims are the result of events that can occur at any time, so it’s important for homeowners to be prepared for these potential risks.

Water damage claims are most common

Water damage can occur any time of year, with the most common being appliance leaks and burst pipes. The financial loss they can cause reinforces the importance of making sure you have adequate homeowner’s insurance coverage.

Fire damage is also a concern for homeowners

While water claims are the most common, fire damage is another potential concern for homeowners and can be caused in several ways. Most home fires happen when people are inattentive or negligent. These fires involve things like lit stoves, fireplaces, candles or portable heat sources.

If you’ve recently experienced property damage from extreme weather, pipe bursts, roof leaks, or fire, the experts at Zipris LaValle PA are available to make this chapter easier. All home or business disasters are frustrating, regardless of their origin. Don’t wait in line for months only to be turned down or given an unfair settlement amount. Instead, call (305) 899-2023 today and experience the unparalleled quality of Zipris LaValle PA and our property claims lawyers in Miami.


How a Property Claim Lawyer in Miami Can Keep Your Claim from Being Denied

South Florida is home to many natural disasters, including tropical storms, hurricanes, and a top state for ground-touching lightening. Therefore, it’s essential that property owners of any kind are protected by quality insurance. However, will that still ensure that the claims are picked up and treating fairy? Perhaps not, and that’s precisely why you need a quality property claim lawyer in Miami.

Why Claims Get Denied and How a Property Claim Lawyer in Miami Can Help

Hiring a property claim lawyer directly after a disaster will help ensure you avoid many of these common mistakes homeowners and business owners make. Claims get denied for a number of reasons, including not filing in time, not paying the premiums, giving false statements or exaggerated claims, insufficient documenting, and not taking preventative measures before the damage had occurred. An exact example of the last situation would be that your roof had been in need of repair, yet you had refused to do the work. In this situation, the insurance company may be hesitant and may choose to deny the claim.

However, it’s no secret that filing a property claim is not easy. In fact, presenting a property claim is one of the most confusing processes, as there are multiple forms of evidence needed, paperwork needed, and other types of documentation. With a property claim lawyer, all of these stressful tasks can be easily handled by a team deals with property insurance claims on a daily basis. A property claim lawyer can help homeowners and business owners with negotiating and evaluating a strategy.

At Zipris LaValle PA, we’re a company made up of attorneys, public adjusters, and engineers who understand this business inside and out. Regardless of whether it’s an old claim, new claim, or a denied claim, our experts will work diligently on your behalf, striving towards a maximum amount. If you’re looking for a property claim lawyer in Miami, please call us. As residents of South Florida, we’re no strangers to intensities of Mother Nature, but almost all people are strangers to insurance claims. Choose the best of the best for your property claims today!