It’s hurricane season once again, and that means hunkering down and preparing with tips from a property claim lawyer in Miami. There are multiple ways to save a home from destruction, though Mother Nature is sometimes stronger than all efforts put together. Nonetheless, taking all of the appropriate, preventative actions can drastically decrease the possibility of damage, leaving everyone happier and safer.
Hurricane Checklist 101: Property Claim Lawyer in Miami
The first order of business is protecting the most vulnerable part of the home: windows. Windows are susceptible to shattering, so installing storm shutters is a must. Alternatively, deciding to replace windows with hurricane windows is perhaps a better move, as they require less work, look more appealing, and can decrease insurance premiums. Roofs are the second most sensitive areas of a home, as shingles and tiles often go missing or chip. Adding hurricane straps or clips can help secure the roof to the home’s frame.
Windows and doors also need seals and caulking that can withstand rushing water or high flood levels. The security breach of delicate lining can lead to a house full of water and potential mold issues. Caulking along windowsills and doors offers structural supports, which again, can be incredibly helpful with strong winds and torrential downpours.
This next step is quite significant, though many property owners tend to take their chances. One of the leading causes of damage to property is fallen trees and branches. Whether they end up on the roof, over the pool, or on the car, the weight of large trees can be detrimental. Trimming trees and shrubs down can help reduce the chances of that happening.
Last, but certainly not least, it’s crucial for policyholders to understand what their insurance covers and what it does not. For example, flood insurance is not part of homeowners insurance. This is a common misconception and can be quite confusing for people who return to a house with floodwaters up to their knees. This hurricane season is projecting to be mild, but that doesn’t mean you won’t end up needing a property claim lawyer in Miami. Insurance companies can be complicated during natural disasters and tend to ignore, underpay, or dismiss claims when they deserve to be paid in full. For all of your hurricane needs this summer, contact Zipris LaValle PA at 305-676-8906. They stand by their clients every step of the way, providing unique insight, perspective, and plans of action. Their creative advocacy allows them to give policyholders the help they deserve. Don’t go on without your maximum settlement. Call Zipris LaValle PA for a team you can trust.